About the Cover The two coins on the front cover were minted 2300 years apart and remind us that money has been an important factor in mankind’s cultural imprinting throughout the centuries. These two coins were selected because they represent two values needed to reach financial freedom. One is courage and the other is the desire for freedom. The oldest coin is a Greek silver tetradrachm and was minted sometime between 323 and 281 B.C.E. in the Kingdom of Thrace (the northern part of ancient Greece). The coin depicts the head of Alexander the Great (356—323 B.C.E.), who died at the age of thirty-three after conquering the known world. He was one of history’s most courageous and charismatic leaders. Any man in his army would lay down his life for Alexander in a heartbeat. In those days, soldiers faced their enemies on the battlefield. As his enemies watched, Alexander would stand in front of his thirty-five thousand troops just before battle. Without saying a word, he would drop his toga to complete silence. Alexander was a strong and handsome man, but the front of his body was covered with battle scars because he always led his troops into combat. After displaying the scars on the front of his body, Alexander would turn around to show that he didn’t have a single scar on his back, proof that he had never retreated in battle. Following this display, his soldiers would let out a deafening cheer while hammering their shields and swords together in a frenzy. The enemy would quake, and the battle was won before it even started. The U.S. Walking Liberty Half Dollar represents our desire for freedom and liberty. This book is about how you can win back your personal and financial freedom. Even though we live in freest country in the world most Americans feel trapped in their relationships and jobs and never live their lives fully. One major trap that keeps us imprisoned is personal debt and the lack of financial knowledge to set us free. This book shows you how to develop your own specific game plan to quickly get out of debt, where to safely invest your money and how to retire years before you thought you could. These coins are a reminder that following the Time and Money philosophy, and living a free and beautiful life, takes courage, action and the intent to break through the fears and cultural imprints that prevent us from experiencing life fully.